Thursday, September 22nd, 2011
There are numerous factors to take into consideration when coming to a decision on your future care.
1 Do your research.
Remember, hopefully this will be your home
for a long time, so make sure you'll fit in. Do you want somewhere that
has its own putting green or allotments, somewhere that allows pets, or
do you want access to health professionals such as a physiotherapist?
A
good place to start is to look at the Social Care and Social Work
Improvement Scotland website (www.scswis.com). Services are given a
rating out of five, so it is worth investigating a home's latest report
to see how it has fared in areas such quality of staff, environment and
care. Also ask around for recommendations from people in your local
area.
2 Visit the homes
Even if you have no plans to move
into a home straight away, visiting nearby homes will mean you can make a
positive and informed choice. Making the visits unannounced will also
ensure that you feel you are seeing the home as it really is. Involving
members of your family is also a good idea.
3 Put your name down
You
can ask to go on to a waiting list for the home you prefer. If a place
becomes available and you're not ready to move, you don't lose out by
saying no. The place will still be available to you in the future; you
are simply reserving your spot on the waiting list.
4 Try before you buy
Some
homes offer respite care, allowing you to stay for short periods before
a permanent move. Not all homes do this and many don't advertise it,
however, if there is a room available they will often welcome you for a
short stay (normally at least one week). You will be charged, but it can
be worth it to get a break from the hassle of life at home, and will
allow you to see first-hand what service the home provides and speak to
residents, as well as getting to know the staff and environment.
5 Look at your finances
Making
provision for care home expenses is a serious matter and it is
important to seek professional advice - the earlier the better.
Financial planning should also include putting in place a power of
attorney (PoA) so that your matters can be dealt with should you be
unavailable or become incapacitated.
A PoA becomes your legal
representative and will ensure that your wishes in terms of care
provision and financial matters are carried out.
6 State help
If
you live in a residential care home you will need to pay towards your
costs. Capital of less than £13,750 will not be taken into account.
Capital can be savings, income, investments and property.
If
you have capital of more than £22,500, you will not be entitled to any
help. If you have less than £22,500 savings, you will have to contribute
to your costs. If you can't pay your accommodation and living costs out
of your income and/or savings, you may have to sell your home to meet
the costs.
7 Get a referral
You may not want to get the social services
department involved, but without an assessment, you may not receive the
free personal or nursing care allowances. They don't have to pick the
home for you, but help with finances shouldn't be turned away. If you are a pensioner, it is likely that you will be eligible for "free" personal care from the Scottish
Government, which covers the cost of your care to a certain level. The
assessment can be arranged through your doctor. However, anyone can make
a referral for an assessment.
8 Location, location, location
Will you be close to friends and
family? While you will have more company in the home, nothing beats
visits from loved ones. Some homes provide accommodation for visiting
relatives and this could be important to you.
9 Ask everything
Care
homes do not want an unhappy resident so ask about everything before
you move in, rather than find out it doesn't work later. Take the family
and make sure they ask everything they want to know too. Some homes get
residents involved in picking colour schemes for bedrooms through to
taste-testing the menu.
10 Consider the alternatives
Sometimes
care at home is not much more expensive and you may feel much happier
staying in familiar surroundings. The direct payment system brought in
by the government for care at home means that you can control how the
money due is spent or even add to it to secure the level of care
provision you would prefer. Again, refer to the SCSWIS website and ask
for personal recommendations as you would do for a care home.
From the Business.Scotsman.com website by Lianne Lodge. To view please follow this link: http://business.scotsman.com/business/Top-ten-tips-Choosing-a.6839796.jp?articlepage=1